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Through the member companies of Zurich North America, not for profit organizations may be able to obtain insurance coverage for many of their unique exposures including volunteers, fundraising events, board members and transportation vehicles. The Zurich property portfolio product (P3) begins with a very broad coverage form and then allows the flexibility to customize additional coverage based upon a customer's needs. 

A specialized Social Workers Professional Liability form has been designed specifically for not-for-profit organizations. This form was developed to provide coverage counselors, psychologists and related professionals. Additionally, coverage can be provided on an optional basis for employed audiologists, physical therapists, occupational therapists and nurses.


  • Zurich 's P3 property form which includes several coverage enhancements and additions

  • Blanket, Agreed Amount
  • Equipment Breakdown
  • Fraud Unit

  • Medical Cost Containment

  • Loss Control and Risk Management Services

  • Return to Work Program

  • Volunteers

  • Abuse and Molestation coverage (occurrence or claims-made forms)
  • Up to $3 million aggregate
  • Directors and Officers
  • Employment Practices Liability
  • Social Services Professional
  • Pastoral Professional
  • 15 Passenger Vans
  • Busses
  • Fleets & Non-Fleets
  • Hired & Non-owned
  • Hired Physical Damage


  • Money and Securities
  • Theft, Disappearance, Destruction
  • Employee Dishonesty
  • Pay on Behalf
  • Limits up to $10 Million



This is intended as a general description of certain types of insurance and services available to qualified customers through the companies of Zurich in North America .  Your policy is the contract that specifically and fully describes your coverage.  The description of the policy provisions gives a broad overview of coverage and does not revise or amend the policy.

Insurance coverages underwritten by member companies of Zurich in North America , including Zurich American Insurance Company.  Certain coverage not available in all states. 

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