Home      Sitemap     Contact  

If you have problems viewing this area please check if you have a flash player installed on your computer. You can get the latest version of flash player here: http://www.adobe.com/shockwave/download/download.cgi?P1_Prod_Version=ShockwaveFlash&promoid=BIOW
If the flash player is installed your browser might be not supporting the js scripts. Enable js in your browser settings.
SEARCH
NFP Links
ZAS NOT FOR PROFIT - 
              Underwriting Guidelines


ZAS for the Not-for-Profit industry is able to consider a wide variety of Religious and Social Service organizations.  We can access a highly automated small business underwriting and rating platform (BOP) and a conventional middle markets platform, including guaranteed cost and deductible programs, as well as Group Captive solutions. . Click here to contact us for assistance.

 

GENERAL ACCOUNT REQUIREMENTS
  • Financially sound

  • Profitable loss history

  • Board of directors and executive management team with at least 3 years experience

  • Buildings 4-stories and more must be sprinklered

  • Hard wired smoke detectors required for all habitational exposures

PROPERTY CONSIDERATIONS
  • No coastal property, tier-one wind counties, 25 miles from shore

  • No EQ in high-risk zones, EQSL may be available

  • Fire extinguishers must be readily accessible

  • Buildings built before 1980 must have been updated

    • Roof, electrical, HVAC, plumbing, all in good condition

GENERAL LIABILITY CONSIDERATIONS
  • Life Safety Issues Addressed

    • Smoke detectors, Sprinklers, Multiple means of egress, Emergency lighting, Pool fencing, Other building features

  • Paved surfaces, Parking lots and general maintenance in good condition

  • Background checks

  • Adequate supervision, policies, procedures, record keeping

 

AUTOMOBILE CONSIDERATIONS
  • Driver controls

    • MVRs, Experience, Volunteers

  • Vehicle controls

    • Maintenance, 15 Passenger vans, Buses

WORKERS' COMPENSATION CONSIDERATIONS
  • Safety Program

  • Operations and Controls

    • Material handling, Driving, Client interaction, etc.

  • Mod History

  
Home
   |   Hotels    |   Not-for-Profit     |   Custom Solutions   |   Large Risk   |    Carrier Info     |    Report a Claim    |    Contact
Copyright © 2007, Zurich Agency Services, All Rights Reserved  |  Privacy Policy